Is SIF Right for You? 60-Second Suitability Quiz

Question 1 of 7

What's your current liquid investment corpus?

Liquid means: equity, mutual funds, FD, debt MFs, PMS, AIF — excluding real estate and ULIPs.

Question 2 of 7

Your annual income (or HUF income)?

Determines your tax bracket — which determines how much SIF tax efficiency benefits you vs PMS/AIF.

Question 3 of 7

What's your investment time horizon?

SIFs need 3+ years to express their long-short alpha. Below that, you don't get the strategy benefit.

Question 4 of 7

How comfortable are you with portfolio drawdowns?

A drawdown is a temporary fall from peak. Equity-oriented SIFs can drop 20-30% in a real correction. Hybrids typically 5-10%.

Question 5 of 7

What do you want from this allocation?

Your primary objective drives which of the 7 SIF strategy categories fits you.

Question 6 of 7

Do you currently hold PMS or AIF Cat-III investments?

If yes, the SIF tax-bucket arbitrage is largest for you. Many investors are surprised by the size of the gap.

Question 7 of 7

Are you comfortable with limited liquidity?

SIFs may require 15 working days notice on redemption. Some are weekly or monthly liquidity (vs daily MF).

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Your SIF Fit Score

Based on your inputs.

Suggested SIF allocation framework

Illustrative framework only — final allocation depends on a 1:1 portfolio review with your Trustner relationship manager.

📌 Important

This is an educational framework, not a recommendation. The next step is a 20-minute consultation with a Trustner relationship manager who'll map your specific risk profile, existing portfolio, and tax situation against the live SIF universe. Free. No obligation.

Get your personalised allocation

Share your name and WhatsApp number — a Trustner relationship manager will map this score against the live SIF universe and send you a personalised allocation note. Free, within one business day.

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Is SIF Right For You?